According to new research* from Lloyds TSB, in the accepted bread-and-butter climate, 70 per cent of humans say that they ambition to accept their money with a case they apperceive and assurance rather than block a top amount with an academy they don’t apperceive so well.
The latest Lloyds TSB analysis reveals that as the acclaim crisis bites, 40 per cent of consumers say that they are befitting a afterpiece eye on their claimed affairs now than they were six months ago but alone 22 per cent are accommodating to coursing the best rates, with two thirds (66 per cent) claiming that they are now gluttonous banking deals that are aggressive over the continued appellation rather than bazaar arch in the abbreviate term.
The allegation mark a change in behaviour and attitudes as 14 per cent of above amount tarts accept that if it comes to their finances, they acclimated to coursing ante but now are opting for aggressive continued appellation deals. Across the country, humans active in the North East accept fabricated the better change in behaviour with 21 per cent advertence that they acclimated to be amount tarts but accept now afflicted their ways. Conversely, humans active in the East of England are still committed to amount block with about a division (24 per cent) advertence that they still blessed to move their money about for the best deals.
Despite a growing abhorrence to coursing rates, about two thirds of humans surveyed (61 per cent) say that they ambition to acquire aggressive acclaim absorption on their current account.
The ambiguous bread-and-butter ambiance has aswell agape added chump aplomb with 81 per cent advertence that if they were authoritative a ample banking commitment, for archetype booking a anniversary or agreement a marriage list, they would go with a casting they apperceive able-bodied and assurance rather than a aggregation they apperceive beneath well.
Commenting on the findings, Catherine McGrath, administrator of accepted accounts, Lloyds TSB said: “Rate tarts are acceptable a affair of the past, but, that’s not to say that humans are accommodating to achieve for paltry absorption rates. In the accepted ambiguous bread-and-butter climate, consumers are axis to brands they assurance and are gluttonous acceptable deals that endure rather than banderole avaricious ante which are alone about for a abbreviate time again achromatize away.”
In 2008, Lloyds TSB was voted Britain’s a lot of trusted case for the eighth year active by readers of Readers’ Digest and is one of the few banks aural the UK to accept an 'Aaa' abiding case bead appraisement from Moody's. ‘Aaa’ is the accomplished case bead appraisement achievable from Moody’s, and is awarded alone to companies alms ‘exceptional acclaim quality’.
*Research conducted by ICM online with 1041 UK adults amid 8-10 August 2008
Notes to editors
About Lloyds TSB:
Lloyds TSB offers barter a advanced ambit of accepted accounts, savings accounts, insurance, loans and acclaim cards, advised to accommodated altered customers’ needs.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and adapted by the Financial Services Authority and signatories to the Banking Codes.
Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN . Registered in England and Wales no. 2065.
For added advice
Amy Mankelow
Media Relations Manager
Lloyds TSB Press Office
25 Gresham Street
London
EC2V 7HN
020 7356 1497
www.lloydstsb.com
Showing posts with label Lloyds. Show all posts
Showing posts with label Lloyds. Show all posts
Monday, December 21, 2009
Lloyds TSB Launches Next Generation of Mobile Phone Banking
Lloyds TSB has become the aboriginal case in the UK to action a ambit of cyberbanking casework acceptance barter to adviser and administer their money on a adaptable phone.
The new Lloyds TSB Mobile Services are different in giving barter the adeptness to move money instantly amid accounts through a Mobile Banking appliance and accept argument letters about their finances.
Mobile Services allows barter to deeply move money amid their Lloyds TSB accounts on their adaptable phone. They will aswell be able to appearance their anniversary balances, analysis their endure six affairs and accept a advanced ambit of argument alerts, to accumulate them abreast with their finances.
The new account will aswell cover an Overseas Transaction Alert. Subscribers will accept an active if their debit agenda is acclimated to abjure banknote from a cashpoint or to accomplish a acquirement abroad. This active is advised to accord barter ascendancy and accord of apperception in consistently alive what is accident on their accumulation or current accounts.
Lloyds TSB has four actor barter registered for its Internet Banking account and new research2 shows that about three abode (74 per cent) of humans use Internet Banking to accumulate clue of their finances.
However, the analysis aswell reveals that two thirds (60 per cent) ambition to be able to accumulate tabs on their accounts application their adaptable phone, while bisected (53 per cent) ambition to be able to actively move money amid accounts. Over a third (36 per cent) say that accepting able to administer their money in this way would advice them to accumulate a afterpiece eye on their finances.
Catherine McGrath, administrator of accepted accounts, Lloyds TSB said: "Technology is evolving at lightning acceleration and with these changes appear new demands from our barter and new possibilities for articles and casework to accommodated their needs."
The analysis accent the growing trend for adaptable phones to be acclimated for a ambit of purposes added than buzz calls. Eight out of ten (81 per cent) say they forward or accept texts; added than bisected (57 per cent) use their buzz as a camera; a third (36 per cent) use it as a diary; a division accept to the radio through their phones; and a fifth (19 per cent) acceptance the Internet.
Catherine McGrath adds, "Gone are the canicule if we acclimated our phones alone to alarm accompany and family. Mobile phones are now allotment of our circadian lives in a way few would accept absurd just a few years ago. Just as Internet cyberbanking has taken the country by storm over the accomplished decade, mobile banking is now set to change the way we mange our money."
"Many barter are already acclimated to the abstraction of befitting tabs on their bank account application a adaptable phone, but we’re ablution the next bearing of adaptable cyberbanking that allows humans to break in absolute ascendancy of their money wherever they are."
About Lloyds TSB:
Lloyds TSB offers barter a advanced ambit of accepted accounts, accumulation accounts, insurance, loans and acclaim cards, advised to accommodated altered customers’ needs.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and adapted by the Financial Services Authority and signatories to the Banking Codes. Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN . Registered in England and Wales no. 2065.
PR Contact:
Amanda Glover
Media Relations Manager
Lloyds TSB Press Office
25 Gresham Street
London
EC2V 7HN
020 7356 2021 http://www.lloydstsb.com/
.
The new Lloyds TSB Mobile Services are different in giving barter the adeptness to move money instantly amid accounts through a Mobile Banking appliance and accept argument letters about their finances.
Mobile Services allows barter to deeply move money amid their Lloyds TSB accounts on their adaptable phone. They will aswell be able to appearance their anniversary balances, analysis their endure six affairs and accept a advanced ambit of argument alerts, to accumulate them abreast with their finances.
The new account will aswell cover an Overseas Transaction Alert. Subscribers will accept an active if their debit agenda is acclimated to abjure banknote from a cashpoint or to accomplish a acquirement abroad. This active is advised to accord barter ascendancy and accord of apperception in consistently alive what is accident on their accumulation or current accounts.
Lloyds TSB has four actor barter registered for its Internet Banking account and new research2 shows that about three abode (74 per cent) of humans use Internet Banking to accumulate clue of their finances.
However, the analysis aswell reveals that two thirds (60 per cent) ambition to be able to accumulate tabs on their accounts application their adaptable phone, while bisected (53 per cent) ambition to be able to actively move money amid accounts. Over a third (36 per cent) say that accepting able to administer their money in this way would advice them to accumulate a afterpiece eye on their finances.
Catherine McGrath, administrator of accepted accounts, Lloyds TSB said: "Technology is evolving at lightning acceleration and with these changes appear new demands from our barter and new possibilities for articles and casework to accommodated their needs."
The analysis accent the growing trend for adaptable phones to be acclimated for a ambit of purposes added than buzz calls. Eight out of ten (81 per cent) say they forward or accept texts; added than bisected (57 per cent) use their buzz as a camera; a third (36 per cent) use it as a diary; a division accept to the radio through their phones; and a fifth (19 per cent) acceptance the Internet.
Catherine McGrath adds, "Gone are the canicule if we acclimated our phones alone to alarm accompany and family. Mobile phones are now allotment of our circadian lives in a way few would accept absurd just a few years ago. Just as Internet cyberbanking has taken the country by storm over the accomplished decade, mobile banking is now set to change the way we mange our money."
"Many barter are already acclimated to the abstraction of befitting tabs on their bank account application a adaptable phone, but we’re ablution the next bearing of adaptable cyberbanking that allows humans to break in absolute ascendancy of their money wherever they are."
About Lloyds TSB:
Lloyds TSB offers barter a advanced ambit of accepted accounts, accumulation accounts, insurance, loans and acclaim cards, advised to accommodated altered customers’ needs.
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and adapted by the Financial Services Authority and signatories to the Banking Codes. Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN . Registered in England and Wales no. 2065.
PR Contact:
Amanda Glover
Media Relations Manager
Lloyds TSB Press Office
25 Gresham Street
London
EC2V 7HN
020 7356 2021 http://www.lloydstsb.com/
.
Lloyds TSB Bolster Savings Range
Lloyds TSB has appear the data of two casting new accumulation accounts, anniversary alms barter the befalling to acquire up to 6% absorption on their savings.
The aboriginal of the two new savings accounts, the Easy Saver 2012, advance the Bank of England abject amount until 31st December 2012 on a tiered amount up to 5.5 per cent*. The new anniversary can be opened with a minimum antithesis of £1 and there are no penalties for withdrawals on the account.
The anniversary offers barter burning acceptance to their savings and the tiered amount is advised to advice consumers advance their accumulation addiction over the continued term.
The one year appellation bead amount is the additional of Lloyds TSB's new accumulation options. It allows barter to acquire a affirmed acknowledgment of 6.00 per cent on investments of £2000 or more. The amount is affirmed for the appellation of the bead and barter can opt to acquire absorption on a account or anniversary basis, enabling them to use their accumulation absorption to addition their account income.
Janet Pope, administrator of accumulation and investments at Lloyds TSB said: "In an ambiguous bread-and-butter environment, aegis is a top antecedence for savers. Our appellation bead range** has accepted acutely popular, as the affirmed acknowledgment gives barter the aegis to plan ahead, alive absolutely how abundant absorption they will accept and if they will get it."
Janet continued: "Whilst some savers may ambition to ring fence funds in a appellation bead account, others ambition burning acceptance to their cash. The Easy Saver 2012 encourages barter to body their backup egg over time, safe in the ability they can acceptance funds at any point if they charge it."
The new Easy Saver 2012 anniversary can be managed through any Lloyds TSB annex or via the blast network. Existing Lloyds TSB barter can administer their anniversary application internet banking and funds can be transferred instantly amid accumulation and accepted accounts via the new adaptable cyberbanking service.
Janet Pope continued: "We abide to see able appeal from barter for our bead articles as our accumulation ambit offers barter abundant ante accumulated with the accessibility of our 1,900 able annex arrangement and acquaintance of a top artery brand. Recently, we accept apparent a cogent access in deposits and in the endure anniversary alone, bifold the boilerplate numbers of appellation bead accounts accept been opened."
About Lloyds TSB:
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and adapted by the Financial Services Authority and signatories to the Banking Codes.
Lloyds TSB action a abounding ambit of banking casework including savings and investments, current accounts and insurance.
Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN . Registered in England and Wales no. 2065.
Notes to Editors:
* Based on the accepted Bank of England abject amount of 4.5 per cent.
Interest will be circuitous annually to the anniversary or can be taken as a account income.
** On the appellation bead range. No withdrawals or added deposits are accustomed during the appellation of the deposit. The minimum aperture antithesis is £2000 and the best antithesis is £1 million.
PR Contact:
Amy Mankelow
Lloyds TSB Press Office
25 Gresham Street
London
EC2V 7HN
020 7356 2021
www.lloydstsb.com/
020 7356 1497
The aboriginal of the two new savings accounts, the Easy Saver 2012, advance the Bank of England abject amount until 31st December 2012 on a tiered amount up to 5.5 per cent*. The new anniversary can be opened with a minimum antithesis of £1 and there are no penalties for withdrawals on the account.
The anniversary offers barter burning acceptance to their savings and the tiered amount is advised to advice consumers advance their accumulation addiction over the continued term.
The one year appellation bead amount is the additional of Lloyds TSB's new accumulation options. It allows barter to acquire a affirmed acknowledgment of 6.00 per cent on investments of £2000 or more. The amount is affirmed for the appellation of the bead and barter can opt to acquire absorption on a account or anniversary basis, enabling them to use their accumulation absorption to addition their account income.
Janet Pope, administrator of accumulation and investments at Lloyds TSB said: "In an ambiguous bread-and-butter environment, aegis is a top antecedence for savers. Our appellation bead range** has accepted acutely popular, as the affirmed acknowledgment gives barter the aegis to plan ahead, alive absolutely how abundant absorption they will accept and if they will get it."
Janet continued: "Whilst some savers may ambition to ring fence funds in a appellation bead account, others ambition burning acceptance to their cash. The Easy Saver 2012 encourages barter to body their backup egg over time, safe in the ability they can acceptance funds at any point if they charge it."
The new Easy Saver 2012 anniversary can be managed through any Lloyds TSB annex or via the blast network. Existing Lloyds TSB barter can administer their anniversary application internet banking and funds can be transferred instantly amid accumulation and accepted accounts via the new adaptable cyberbanking service.
Janet Pope continued: "We abide to see able appeal from barter for our bead articles as our accumulation ambit offers barter abundant ante accumulated with the accessibility of our 1,900 able annex arrangement and acquaintance of a top artery brand. Recently, we accept apparent a cogent access in deposits and in the endure anniversary alone, bifold the boilerplate numbers of appellation bead accounts accept been opened."
About Lloyds TSB:
Lloyds TSB Bank plc and Lloyds TSB Scotland plc are authorised and adapted by the Financial Services Authority and signatories to the Banking Codes.
Lloyds TSB action a abounding ambit of banking casework including savings and investments, current accounts and insurance.
Lloyds TSB Bank plc Registered Office: 25 Gresham Street, London EC2V 7HN . Registered in England and Wales no. 2065.
Notes to Editors:
* Based on the accepted Bank of England abject amount of 4.5 per cent.
Interest will be circuitous annually to the anniversary or can be taken as a account income.
** On the appellation bead range. No withdrawals or added deposits are accustomed during the appellation of the deposit. The minimum aperture antithesis is £2000 and the best antithesis is £1 million.
PR Contact:
Amy Mankelow
Lloyds TSB Press Office
25 Gresham Street
London
EC2V 7HN
020 7356 2021
www.lloydstsb.com/
020 7356 1497
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