Monday, December 21, 2009

Thieves Favorite Cars - Is Yours on the Most Wanted List?

Nissan Silvia active the list, followed by the Subaru Impreza and the BMW 325 coupe, of cars baseborn added generally than average. To account annexation accident AA Insurance abstinent annexation claims by archetypal for cars on which it captivated policies. It bidding the abstracts as a allotment of absolute cars of that archetypal insured and again ranked models and articular the top ten targets.

Top 10 targets1
1 Source AA Insurance claims abstracts for cars baseborn amid August 2004 and July 2008

1. Nissan Silvia
2. Subaru Impreza WRX
3. BMW 325 auto
4. Nissan 200SX
5. Mazda Lantis
6. Subaru Legacy turbo
7. Subaru Impreza non-turbo
8. Nissan Skyline
9. Subaru Legacy non-turbo
10. Honda Prelude

"It's important to point out that this account is no absorption on the aegis appearance offered by the assorted car manufacturers, but shows the archetypal preferences of car thieves as accomplished by AA Insurance policyholders who filed claims for theft," says Chris Curtin, CEO, AA Insurance. "It does not crop into anniversary added insurers' data, but we are a abundant insurer of motor cars and absolution this advice serves as a admonition that humans charge to crop all reasonable accomplish to anticipate theft."
Contrary to accepted belief, your car is at accident from thieves even if abutting to home. The 2008 AA Insurance Drivers Index, which surveyed 2,573 New Zealand drivers age-old 18-75, begin some 26 percent of thefts occurred if the car was anchored at home in the garage, barn or driveway. Some 16 percent of thefts occurred if the car was anchored at home on the artery or a adjacent street.

Over one third of humans whose cars had been baseborn (36 percent) anticipation they could accept done added to anticipate the theft.
Yet if those who consistently don't lock their cars were asked about area they larboard them unlocked, about a division said they don't lock their car at home, with 23 percent adage they don't lock their car if it's anchored alfresco their house, and 22 percent say they don't lock their car if it's anchored in the barn at home.

Some 40 percent of New Zealanders don't bother to investigate aegis appearance if analytic to buy a new car, according to AA Insurance.

The a lot of frequently acclimated aegis affection is a aegis coded or disposable stereo system, with 26 percent of those surveyed application one of these in their car. The additional a lot of accepted aegis affection was an alarm, acclimated by 25 percent of those surveyed. And 23 percent of humans acclimated an immobiliser to access their car's security. But a division of those surveyed don't accept any added aegis at all to advice accumulate their car safe.

"Our bulletin to car owners is that there are simple things you can do to accomplish your car beneath adorable to thieves," says Chris. "Remember, thieves will consistently go for the easiest, fastest option. So if you accomplish it just a little bit harder for them, the affairs are they'll lose absorption in your car and move on to an easier target. Install an alarm, accede an immobiliser and acquaint them in your car - thieves are bound beat by the aflame ablaze or all-overs sticker.

"Lock your car, even if you're at home. When parking on the street, esplanade beneath a streetlight, authoritative your car - and any abeyant thieves - easier to spot. And if parking in a car park, esplanade abreast the accessory or in foreground of a aegis camera area you apperceive your car will be seen."

Eliminating allowance surprises if your car is baseborn
Make abiding you are covered for theft. If you've purchased third affair insurance alone (rather than third party, blaze and annexation or abounding car insurance), your insurer can't advice you.

If your car action talks about Agreed Value, you apperceive this is what you are traveling to get if your car is baseborn or damaged above repair. If your action talks about Market Value, this agency your insurer will pay out what the car was account at the time it was baseborn or damaged - and you may be afraid how abundant its amount has dropped.

When analytic to buy a new car
When analytic to buy a car, you can alarm your insurer to get car allowance quotes afore you buy it. Don't delay until you accept paid and are accessible to drive away.

"We've had a amount of cases area adolescent men accept bought a high-powered, backward archetypal car and again been abashed at the amount of insuring it, decidedly if the car has modifications like mag wheels, and the car buyer is a almost adolescent driver," says Chris. "There's even been instances if the being has in actuality begin it actual difficult to get insurance."

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